Online Eligibility Check for HARP 2.0 & DU Refi Plus

Get information about Home Affordable Refinance and more.

1. Where is your property located?
2. Tell us about your property
3. Pre-Qualification Information

HARPeligibility.org has answers

  • Who Owns My Loan?
  • All New HARP
  • Am I Eligible?
  • What is my Benefit?
  • No SSN Required
This website can help you determine if you are Eligible for HARP but cannot guarantee reduction in payment, rate or terms. Only a Mortgage Lender can provide Final Approval for a HARP Refinance.

2. Tell us about your property

HARP 2.0 is a Federally Insured loan.
It also allows:

  • Appraisal Waiver
  • Unlimited LTV
  • Lower Rate and Payment
  • Lightning Fast Loan Closing
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3. Pre-Qualification Information

  • Approval Status: Pre-Qualify
  • Borrower Check: In Progress
  • Property Check: Passed
  • Value: $0
  • Equity Amount: $0
  • LTV Ratio: 0%

Based on your scenario, the following loan types are available:

  • Fannie / Freddie 30 Year Fixed
  • Fannie / Freddie 15 Year Fixed
  • Fannie / Freddie 5/1 ARM

 

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What is HARP?

  • HARP Refinances are made in cooperation with Fannie Mae and Freddie Mac through the Making Home Affordable program endorsed by President Obama
  • HARP Mortgage Lenders are licensed by the CA Department of Corporations, the CA Department of Real Estate and applicable National regulations
  • The Home Affordable Refinance Program (HARP) allows homeowners refinance their mortgages, even if the mortgage owed is greater than the value

What HARP is Not:

  • HARP Refinances Are Not loan modifications, means of foreclosure prevention, or counseling services
  • HARP Does Not require the transfer or surrender of property titles. Nor an offer to buy a home at a below-market price.
  • HARP Applications Do Not have a Cost. HARP loans Do Not have any up front fees